🟣🟢 It's a messy world

Happy Sunday…👋

This weekend was a bit of a milestone for me.

The first one in a long time where I wasn’t thinking about work, deadlines, or the growing to-do list.

The run-up to the end of the tax year was busy (the good kind of busy, no complaints here), but it took a lot of hard work to clear the backlog properly.

We got there in the end.

And for the first time in weeks, I could get out for some long dog walks in the sunshine without feeling there was something I needed to do…

It reminded me how easy it is to spend weeks, even months, stuck in “busy mode,” always pushing the important stuff to the bottom of the pile.

And right now, it’s not just work.

The world feels busy and noisy and overwhelming too.

Markets wobbling after Trump’s tariff threats. Another wave of gloomy headlines.

It’s the perfect backdrop for freezing, for telling yourself, “Maybe I’ll just wait until things settle down.”

But when it comes to your money, waiting rarely helps.

It paralyses you, keeps you stuck while time quietly moves on without you.

Fear Sells But It’s a Terrible Investment Strategy

We all know that news headlines are designed to grab our attention. That they focus on what’s going wrong, what might collapse, what’s about to cost you dearly.

What they don’t remind you about is that markets have always had moments like this. That long-term investors who kept moving forward, even when it felt uncomfortable, are the ones who came out ahead.

If you wait for the world to feel “safe” and “certain” before you take action or invest, you’ll probably be waiting forever.

Meanwhile, time, your biggest financial asset is quietly slipping away.

It’s Action That Builds Wealth, Not Timing

You just need to keep moving.

The people who build real financial security aren’t the ones who called every market top and bottom perfectly. They’re the ones who kept taking the next small step, even when the headlines made it feel risky.

What Action Looks Like (Even Now) 

It might mean:

• Setting up or increasing your monthly pension contribution.

• Moving a bit more cash into your ISA or pension.

• Setting up a regular monthly investment that ticks along quietly in the background.

• Reviewing your portfolio to make sure it still fits your bigger picture.

• Checking your will is still relevant to your situation

• Or just booking a conversation with your adviser to get a clearer plan in place.

Small steps, taken consistently, matter far more than dramatic ones made once in a while.

The Bottom Line

The world is messy right now. It probably always will be.

But the people who take action, even small, imperfect action, in messy times are the ones who build choices, options, and freedom for their future selves.

You don’t have to get everything exactly right.

You just have to keep moving.

Because the real risk isn’t in making a wrong move.

It’s in standing still and realising too late that all your good intentions never got a chance to turn into anything more.

If you’d like help making a start, or making your next move, just get in touch.

There’s never a perfect time. But there’s always time to do something.

😎 THAT’S IT FOR THIS WEEK!

If you need any help with your financial stuff, would like to know more about our services, or have any questions at all, do ping me a reply.

Hilary 😎

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